Building a reactive Fraud Prevention Platform

Building a reactive Fraud Prevention Platform

Building a reactive Fraud Prevention Platform

Original URL: https://monzo.com/blog/build-a-reactive-fraud-prevention-platform

Article Written: July 31, 2025

Added: November 22, 2025

Type: project

Summary

The article discusses the redesign of Monzo's Fraud Prevention Platform, emphasizing the challenges of detecting and preventing fraud in a fast-paced environment. It outlines the complexities of fraud detection, including the sophistication and speed of fraudsters, and the need for a balance between user experience and security. The system design is explained in detail, highlighting the use of machine learning models and a microservices architecture to monitor and respond to fraudulent activities effectively.

💭 Your Thoughts

microservices architecture: Detectors => Action Control =>Action Selection Control supports interacting with 3 types of features, compute and return by microservice or DW

Data Problems Addressed